I Don’t Have a Green Thumb

Posted By admin on August 8, 2008 @ 1:36 pm

Even though I grew up in a family that always had a luscious garden and well groomed flower beds, I was never much of a green thumb.  Part of my problem was that I was allergic to pollen and mold, which as you know is something that you find on many plants.

My parents always wanted me to contribute to their landscaping design ideas, but since I couldn’t enjoy the completed landscaping designs, I really was not too eager to help.  Though they were disappointed, they continued over the years to try and ignite a passion for landscaping in me.

It wasn’t until I took a class on lantana care that I learned what my parents were truly teaching me - there is just something about watching something that you grow yourself blossom into something better.

Even though I still don’t have a green thumb, those lessons are still with me today.





Happy People on Wheels

Posted By Twyla on August 7, 2008 @ 3:51 pm

When my daughter first got her license and had her first car, we called around to get a cheap car insurance rate for her. We knew that having the car was going to be a big expense for her and we did not want her to work any more than she already did, for fear that she would pay the price with her grades in school.

We had thought that there was no way a first time driver could get cheap auto insurance and we were pleasantly surprised at some of the great deals that we were able to find. It ended up costing her a whole lot less than we had estimated and she was happy with the freedom that her wheels afforded her.

My husband decided to switch to the same company for his classic car insurance, as it was a substantial savings compared to what he had been paying. We have learned that it definitely pays to shop around and it is nice to be living with two happy people.





Providing Forms to a Niche Market

Posted By admin on August 6, 2008 @ 12:47 pm

While there are many companies that try to provide products and services to the masses, I would rather serve a small niche and be the dominating force within it.  Not only am I able to specialize in exactly what my clients need, but I am also able to become the main provider of services to my industry.

By following this strategy, I was able to become the main provider of business forms in my community.  What set me apart from my competitors was that I ensured that the forms provided were not general in nature: they were specific to the city in question.

Some examples of the forms we provided included deed polls and company registers for our area.  I made sure that they were specific to the laws in the area which meant that my clients needed to do very little customization and research before filling them out.

The results of my specialization proved to be very profitable and they still are to this day.  In fact, whenever I design a business and make sure to cater to small niche and dominate it.





Getting a Discount on Lunch

Posted By admin on August 3, 2008 @ 12:07 pm

Usually after church on Sunday, our family goes out for lunch.  This is a great opportunity for us to catch up with our friends and see how their week went.  It is also the only day of the week where we have the opportunity to be together as a family, and the kids love to go out with their mom and dad.

If you have children, you know how expensive it can be to take them out for dinner.  For us, it seems that it has gotten to the point where our kids eat more than we do, and it is getting rather expensive to go.

A couple of weeks ago, my wife was using her coupon toolbar to see if we could get a deal on some of the local restaurants.  Since she is such a fan of coupons, it came as no surprise to me that she would try to find a deal.

As it turns out, there were a number of dining coupons available for restaurants in our area, and it has reduced our bills immensely.  Besides, who doesn’t want to get a discount on their lunch?





Father’s Gifts

Posted By Twyla on August 2, 2008 @ 9:55 pm

I remember when I was a little girl and my mother would take me shopping for Dad’s birthday or for father’s day. Mom, not being a very creative or imaginative person, would always peruse the mens ties and that is usually what we ended up buying him.

As I grew older and started purchasing gifts for him on my own, I realized how very hard my dad is to buy for. He has everything that he needs and if he wants something, he just goes out and gets it for himself. I have strayed from the ties, as I have figured he must have about a hundred by now, and I usually end up getting him cufflinks now.

I got him some for his birthday a few years ago and he loved them, so I decided I should stick with something I know he will use. I have even been eyeing some money clips that I know he would enjoy.





Staff Discount on Vacations

Posted By admin on August 1, 2008 @ 10:09 am

One of the perks of my job in is that we get staff discounts on vacations.  Not only is this a great excuse to take a holiday, but it also makes the price of taking a vacation cheap enough so as to not hurt your finances too much.

In fact, by taking these cheap holidays, it not only makes us more productive workers, but we also consider it to be very much like having a bonus each year.

In the past year, have taken advantage of the discount to get cheap flights to Turkey which is one of my favorite travel destinations.  I spent a lot of time in Icmeler Turkey as I have family there and I also enjoy sitting on their beaches.

If it wasn’t for the staff discount, chances are that we would only be able to afford one vacation per year.  If that was the case, I don’t think I would be as productive in the workplace.





Great Deals Online for Disney World Tickets

Posted By admin on July 25, 2008 @ 7:04 pm

Ever since we had children, the price to go on a vacation has become more and more of an issue.  Instead of saving up for a month to go away, we now have to save up for almost a year just so we can go way for a couple weeks.

In an effort to make our vacations more friendly our pocketbooks, we have been looking online for deals and coupons that we can use to reduce the cost of our trips.  So far this is work pretty good and we are currently doing research and how we can save money for our trip to Disney World and the inevitable purchase of Disney tickets.

From our research online, we learned that you can get Hopper tickets that are sort of an add-on to the regular tickets which allows you to visit as many attractions in one day without having to buy new tickets for each one.  This is very important for us since our kids have different interests and they of all suggested that we go to different attractions while we are there.

If you’re heading down to Disney World in the future, I would suggest you look into purchasing Hopper tickets and save yourself some money.  Visit the following site and read more about them.





Our Hotel Has Great Deals If You Know Where to Look

Posted By admin on @ 3:01 pm

One of the most frustrating things that bother me is when I have to charge a hotel guest the regular rate for their room.  You see, I work at the MGM Grand in Las Vegas as a front desk clerk and it is my job to assign rooms to our guests.

What most of our guests don’t know is that they can save a lot of money if they just knew about the Las Vegas promotion codes that you can find online.  Quite often, our hotel is in full to capacity so we offer deep discounts on our unoccupied rooms just so that we can make some money instead of making nothing at all.

Other Las Vegas hotels do the same thing but we don’t publicize it to our guests as we would never charged the full rewrite.  But, if you plan ahead and are thinking of staying at the MGM Grand, I would suggest checking out the MGM Grand promotion codes that are available online and get a great deal on your next stay here.





Taking Control of Credit Card Debt

Posted By admin on July 23, 2008 @ 7:01 pm

From a very young age, I was taught how to manage money properly by my parents.  I was sure to save a bit of everything that came into my pocket and by the time I was 18 I had my own little nest egg of about $10,000.  At this point in my life, I went to college and it was at this point that I started to run into money problems.

It all started with the first credit card that I was approved for an it went on from there.  All of a sudden, I could spend outside of my means and I could just pay it off with a low minimum payment each month.  After my first car, I have a second, then a third, and then I started to run for problems.

I was at the point where he needed to find a guide on how to reduce credit card debt without having to declare bankruptcy.  I had considered taking advantage of some of the poor credit debt consolidation loans on the market but I figured that by taking that route it was only going to be a Band-Aid solution.

It was at that point that I was introduced to the concept of debt diet plans which was a systematic way to reduce your credit card debt while making sure to avoid getting into this situation a second time.  Though I still have a way to go before I am debt-free, I know that by following the debt diet that I am on that I have saved my credit score and avoided going bankrupt.





Construction Call Center

Posted By admin on July 22, 2008 @ 10:45 am

Due to a recent downsize at my old job, I found myself looking for a new job for the first time in many years.  Not only do this put me in a scary position, but I also considered it to be a great opportunity.  I had advanced as far as I could go in my old job, so by getting a new one, I had opportunity to grow.

Out of all the job applications and I filled out, I only got one callback.  Thankfully, the interview was rather easy and I was hired on the spot.

At that point, I became a call center operator for the major roofing companies in our area.  We were responsible for booking appointments as well is handling warranty calls.

On a typical day, I received calls for roofing Cranston RI, flat roofing Cranston RI, and commercial roofing Cranston RI.  Even though all the calls are related to roofing, it is interesting to see what kind of jobs come our way.  I am a little worried that I might get bored of this job, but there are opportunities for advancement and hopefully I’ll be able to take advantage of them.





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