As we are awaiting the birth of our first child, we have been learning a lot about Medicare Part B. This pertains to insurance. We never had the type B insurance through Medicare because we never felt much need to have it. It is funny how perspectives change when you all of a sudden have a new little person to be responsible for. We suddenly had to think about things like broken bones and scrapes and cuts. We do know that children get hurt and sick and we need to be prepared for this.

It got us thinking a lot about Medicare Supplement Plans. I do not want to be stuck going into debt over the unexpected illness or injury of a child. Looking over all the forms, I even consider how lucky we have been to not have needed the coverage when we didn’t have it.

What actually prompted us to look into it was that my friend had to scrounge for diabetic supplies for her son when he was diagnosed and they didn’t have the coverage that they needed to pay for his supplies. It was then that I decided that I would be prepared if it happened with my child.