Looking through the mail today, there was the usual junk.  Flyers for stores, some deal on used cars, and one piece that was interesting.  The interesting piece of mail was about credit and bill consolidation help.  Why is this interesting?

Well, you see, my in-laws have had a big money problem for some time now.  Unfortunately my father-in-law has been in construction all his life and his body is starting to give out on him.  It is so bad that he is unable to work full days anymore - and their finances have been suffering.

Quite often, you can hear them having fights when you are over to visit, or talking to them on the phone.  Sadly, their burden of debt is affecting their marriage, and I fear if they don’t figure something out, it will be the end of their marriage too.

Reading the flyer I found out that they have a debt negotiation program - where they negotiate to reduce your debt and monthly payments.  I think for my in-laws, they will be especially happy that they offer credit card negotiation services as their cards are all at the limit.

So, next time I see them, I’ll have to give them the flyer.  They have been talking about going bankrupt, but dad is too proud to do that - maybe the solutions presented in the flyer will help them out.